Escrow

Secure payments with automated escrow and milestone-based releases.

Escrow secures payments by holding funds until work is delivered and approved. No one can access the money until both parties agree.

How Escrow Works

  1. Client funds the escrow with a card or bank transfer
  2. Funds are locked in a smart contract on Stellar
  3. When milestones are approved, funds are released to the freelancer
  4. If there's a dispute, funds stay locked until resolved

Funding Escrow

Clients can fund escrow using:

  • Credit/Debit Card: Instant conversion to USDC
  • Bank Transfer: ACH or wire transfer
  • Crypto: Direct USDC payment
Info

ORKA sponsors all network fees. Clients pay $0 in blockchain costs — just the project amount.

Multi-Sig Release

Releases require approval from:

  1. The client (approves the work)
  2. ORKA (verifies the conditions are met)

This prevents any single party from moving funds without authorization.

Dispute Resolution

If there's a disagreement:

  1. Both release and refund pause
  2. A neutral human arbiter reviews the evidence
  3. The arbiter decides a fair split
  4. Funds are distributed according to the decision

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