Escrow
Secure payments with automated escrow and milestone-based releases.
Escrow secures payments by holding funds until work is delivered and approved. No one can access the money until both parties agree.
How Escrow Works
- Client funds the escrow with a card or bank transfer
- Funds are locked in a smart contract on Stellar
- When milestones are approved, funds are released to the freelancer
- If there's a dispute, funds stay locked until resolved
Funding Escrow
Clients can fund escrow using:
- Credit/Debit Card: Instant conversion to USDC
- Bank Transfer: ACH or wire transfer
- Crypto: Direct USDC payment
Info
ORKA sponsors all network fees. Clients pay $0 in blockchain costs — just the project amount.
Multi-Sig Release
Releases require approval from:
- The client (approves the work)
- ORKA (verifies the conditions are met)
This prevents any single party from moving funds without authorization.
Dispute Resolution
If there's a disagreement:
- Both release and refund pause
- A neutral human arbiter reviews the evidence
- The arbiter decides a fair split
- Funds are distributed according to the decision
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